Buying Process

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What is an Assumable Mortgage?

An assumable mortgage is a mortgage that allows a buyer to purchase a home and assume a seller’s existing low-rate mortgage rate. Learn more in the video below: https://youtu.be/v_QRyxpFHBs?si=GyMAPIypkAIChnpE How Can a Mortgage Assumption Help Me? SELLERS What’s in it for me? Marketing edge Sell for more Negotiating power https://youtu.be/32ON8VT7AqA?si=CyIjcRmZG_qD54It Allowing buyers to assume your […]

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How You Can Take Advantage of the Cooler Summer Market

The cooler summer market is the adjustment that has been needed for over a year and a half. Change is not always welcome but this downshift in activity now is much better than the extreme frenzy we’ve been experiencing since COVID began. Think of it like this, it’s better to fill a cavity early than

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Buying or Selling a Home in Florida? What to Know About Mold

Mold can be a nightmare for homeowners. Even the cleanest, most well-kept homes can have mold. It’s important to remember that just because you can’t see it, doesn’t mean it’s not there. Mold can hide in the walls, under the floor, and even in the ceiling. Mold not only causes damage to the structure of

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Row of homes HOA

Everything to Know About an HOA

An HOA, or Homeowners Association, is when a common interest community – which includes mainly condos but could include some single-family or waterfront properties – provides ground rules for maintaining their common spaces and property. With these rules comes a monthly or annual fee for expenses to take care of these areas and buildings. HOA’s

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What to Know When Purchasing a Home That Requires Renovations and Repairs

When buyers are in the process of finding their perfect home, they often realize that finding a home that checks all of the boxes, has a great layout, and is aesthetically pleasing is easier said than done, especially if you’re a first-time homebuyer on a budget. Because of this, many buyers going through the home

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Homes DO Sell During the Holidays, It’s Not a Myth! – 2020

Quite often, too often, in fact, Realtors hear home sellers say that they want to take their home off the market for the holiday season.  Their concerns usually stem from the misconception that buyers are not looking during November and December because they’re halting their search for the holidays.  In many cases, this is not

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Buying Your First Home? Check Out These 4 Tips

Achieving the American dream of homeownership is a major milestone in life, but the home buying process can seem daunting. Rushing through the process of deciding how much you can afford, how you’re going fix any blemishes in your credit, and saving for a down payment can be costly. Instead, take your time, get advice,

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Is There a Magic Number of Homes to See Before Making an Offer?

Buying a home is the largest financial transaction most people ever experience. It’s valued typically as the most money they’ll ever spend on anything, so being practical is necessary. However, practicality is often the secondary emotion because the home buying process is also highly personal. When making such a huge decision, buyers often wonder how

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Carrying Student Loans as a First Time Home Buyer: What you Should Know

Millions of people across the United States carry student debt, with the average borrower owing over $30,000 (via Forbes). With student loan payments being a large percentage of an individual’s income, their credit scores are being pushed down and saving is nearly impossible, which negatively affects the possibility of buying a home. Even if an

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